Loan Features & Process
Business needs assessed first
Your funding purpose, cash flow, financials, and business structure are reviewed to determine suitability.
Loan options compared
Different loan types are considered, including secured, unsecured, short-term, and working capital facilities.
Application and assessment
Lenders assess business financials, bank statements, and credit history before issuing approval.
Security may be required
Depending on the loan type, security may include business assets or property.
Funds released once approved
Loan funds are provided as a lump sum or line of credit, depending on the facility.
Repayments structured to cash flow
Repayment frequency and terms are tailored to suit your business income.
Ongoing reviews and adjustments
Facilities can be reviewed or restructured as the business grows or needs change.
GKM Mortgage Brokers will compare banks and specialist business lenders, including non-bank options.
How we can help
Access to a wide range of business lenders
Brokers compare banks and specialist business lenders, including non-bank options.
Match the right loan to your business
Advice tailored to working capital, expansion, equipment, or cash-flow needs.
Strengthen approval outcomes
Brokers help present your financials clearly and strategically.
Negotiate rates and terms
Brokers negotiate interest rates, fees, and loan conditions on your behalf.
Reduce time and admin burden
Managing applications, paperwork, and lender communication.
Support different business structures
Experience with sole traders, companies, trusts, and partnerships.
Help avoid costly mistakes
Guidance to prevent unsuitable loan types or restrictive conditions.
Ongoing finance support
Continued reviews as your business evolves.